General Chat

Arrgggggghhhh !!! Blinky Bank have now made me overdrawn by sticking the charge for last months slip up on already - hence a direct debit for £6 is now unpaid/bounced for which they will charge me another £30 next month - I give up !!!!!!!!!!! :O((( **** 4/5 UPDATED ON PAGE 2 *****

Time to change banks me thinks Ann

They are like vultures aren't they.? They wait for a blip and down they come on you like a ton of bricks. Know how you feel xx

For one moment I thought I'd made it to the headlines. back to the gutter ................

I wouldn't mind but I get paid Friday (well midnight Thurs the funds go in) - there would have been enough to cover that plus the last one to come if they hadn't done that yet !!!

Anne go see them have a talk and if you don't get some good advice change banks, you are just getting in a knot, believe me been there...................Barbara...........

Jen - that's ok - it gave me a wee smile too lol How do I leave the country please ??/ Seems like the only option :O((

This happened to us not too long ago, it was for a Direct Debit and they had tried to take it early before the Bank Holiday so not only 30 quid charges off the bank but because the transaction couldnt go through the company charged us a late payment charge aswell 35 quid. Luckily the woman at the bank was very understanding and gave us back the 30 quid charges, so it might be worth a trip to the bank to see if they will reimburse you the charges back. Goodluck, Marie : )

so whos pete?????

Why dont you make an appointment with citizens advice, I know you would probably have to go there to make it...........am now adding Anne on to my worry about list...... ..........love Barbara...........

Well............. Just phoned the bank - putting in a request to refund the charges - but no guarantees and have to wait 7 days before I get the decision. And - they won't increase the overdraft even slightly to ease the situation !!!!!!! That's it then - can't do anymore - I'm stuffed!!!!!!

who in blazes do you bank with???? last month I had a DD and there wasnt enough in the bank to cover it and got slapped with a charge........they were due to take the £39 charge off within 10 days and I knew that I wouldnt have the money in the bank within that time therefore it would bounce all over again.....phoned them up and the lovely guy on the other end said they would waver the charge as a goodwill gesture - right there on the spot!!! Honest Anne......I think you should look at changing banks too.... jx

I had the same trouble 2 years ago We were on holiday in skeggy, when I bought something with my card which had our holiday money on, unfortunatly it diddnt have an overdraft and silly me thought if I never had enough, payment would be refused in the shop. I was over by about 6 quid, and diddnt realise it, diddnt use my card again for the remainder of the holiday. Came home to 3 letters from the bank, 90 quid in charges. Next day was at the bank on opening, demanding I saw someone. Even though Id never been in the red in my life, and Id been a member since I was a small child they still insisted on the charges. I was disgusted. I was going to withdraw all money from the bank but had to wait 3 months as they were going to take out one charge per month and wouldnt accept a lump sum. In the end I forgot and now my wages go in the bank so I cant be bothered to change now The bank...Halifax Grrrrrrrrrrrrrr

Ring them sweetie and explain things..... they really will help out even if its allowing you to up the overdraft til Friday!! xx

Diana - I have spoken to them - and they really won't help !! Am now frantically ringing all direct debits to change dates to just after payday so at least they get their money first bite !!

Bank - an organisation that gives you a free umbrella when the sun is shining and tries to take it away again when it's raining.

That's damn awful!! :O(

Oh and don't forget - this is how they make £3,000,000,000 or so profit. Money for nothing.....!

Oh and here's the strangest thing lol I have banked with this lot for 6 yrs and they have never deigned to let me have a Debit card - tonight in the post I get an invite to request my 'Approved' debit card to be issued!! Oh goody - now they can charge for Card Abuse too lolol

Had the same problem over the Christmas period and beyond cos each time I thought I was sorted out, another charge I had forgotten they had 'promised' came out and sent me over the allowed overdraft again. Think I am in the clear now but really p****d off with it all - and guess who it was Elaine, yes, the wonderful all singing all dancing Halifax. Can't change banks till I clear my overdraft but if I can do it, I will. My mortgage is with them too.