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Credit Cards! I am Shocked!!!

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ProfilePosted byOptionsPost Date

SheilaSomerset

SheilaSomerset Report 27 Jan 2009 17:09

I've always had a credit card (but only ever 1!) and I do use it, but like Ann, pay it off every month. When I was younger and single I did run up a debt, but it was never unmanageable and I paid it off as soon as I could. I find it useful, espeically for internet orders, and your purchases are also protected by the credit company's terms.

ButtercupFields

ButtercupFields Report 27 Jan 2009 17:09

Tsk tsk...here, I have a florin,,,put it towards the sinking chair fund, Cat:-) LOL BC XX

ChAoTicintheNewYear

ChAoTicintheNewYear Report 27 Jan 2009 17:10

lmho :-)

Thanks BC that'll go nicely with the two buttons and the penny I already have lol

ButtercupFields

ButtercupFields Report 27 Jan 2009 17:11

Goodnight dear Deanna....and, Sheila....I am deeply ashamed, I seem to be the only spendthrift on here! lol BC XX

Deanna

Deanna Report 27 Jan 2009 17:15

Oh I have had a club, still have but I am very careful and always pay back more than necessary, if I stay in advance I have the chance to take a month or two off if something crops up.
I'm clear now but I never know when I may need to use it again... never say NEVER.
Deanna X

KeithInFujairah

KeithInFujairah Report 27 Jan 2009 17:21

I got a shock the other month, having moved over here and paying cards off at home with payment protection, found out that payment protection not valid as moved out of country!!!!! Only been paying it for last 18 months needlessly Argggggggh.

Mauatthecoast

Mauatthecoast Report 27 Jan 2009 17:21

>>>>>>runs in to polish BC's Halo..........ooo how it sparkles! :O)

we use a credit card but always pay by the end of the month,banks not getting any more lol also a debit card ( very useful at the moment to pay for 1911) ;O)..........we're always canny with money! but will miss the cheques when they're fazed out,handy for presents etc.

Well done BC have a Bailey's tonight for reward!
Mau XXX

ButtercupFields

ButtercupFields Report 27 Jan 2009 17:24

~~~waves to Keith:-) Hiya Mau, you know I think I WILL have a Baileys tonight...lol...hope you sorted out that site yesterday....BC XX

KeithInFujairah

KeithInFujairah Report 27 Jan 2009 17:26

~~~~~~~ back to BC.
Enjoy your Baileys, over here its about £6 a shot at the Hilton.

One good thing about the current exchange rate is I can send more money home ;-))))) was about AED 7.7 to the pound this time last year, now about AED 5.1

ButtercupFields

ButtercupFields Report 27 Jan 2009 17:28

*shocked....oh dear, Keith, I would have to go on the old moonshine if I lived there! lol BC XX