General Chat

Can anyone tell me how much the old age pension is per week now, also is it the same for both male and females?

Also is it the same for both Scotland and England.

Betty

it tells you on google ,xx

Hello Betty, State pension is based on each indivdual working life.
How many years you have paid FULL national insurance.
My husband has worked far more years than I have, so his pension is more than mine.
As to part-time workers I can not say, except, if the wife has not worked at all she may have to wait for her husbands pension.
I do not know if there is a difference between England and Scotland,sorry.
State pension is far less than your last pay cheque, believe me!!
Was for me anyway.

Senior citizen, Denise

Hi Shelly and Denise,

Thanks for your replies, I just wondered if there was a set amount a woman or man could get.

When I was working I paid what I call superanuation as well as state pension, now I am on the pension they lump them both together so I don't know how much I get for state pension or work pension.

Just wondered really as I thought everyone got the same rate Old Age pension even if you never worked because i know some people who haven't worked since they married and also get a pension.

Betty
p.s. I tried to google it but could only find old info on the pension it wasn't up to date.

have pmd you Betty x

I believe that the basis state pension, with a full contributions record, is £97.40 per week or thereabouts.

If you Google DWP it should all be on there.

OK I googled DWP and it says.

Basic State Pension (per week from 9 April 2008)
Based on your own or your late husband’s, wife’s or civil partner’s NI contributions £90.70
Based on your husband’s NI contributions £54.35
Non-contributory Over 80 pension £54.35
Age Addition £ 0.25

The amounts of all benefits are reviewed each year with most benefits uprated in April. However, your State Pension is not uprated if you live in certain countries abroad.

Betty

My OH should be getting his now, he hasn't checked yet!! They sent all his documents back to him, but has heard nothing more.

State pension is not reduced if you have savings, it is only reduced if you haven't paid the full amount of years into it.

Rosalind

Thanks Rosalind,

I receved mine last year but not sure what basic state pension is, it states differnt amounts. Oh well just have to phone and ask how mine is broken down into Pension and superanuation etc.

Betty

Hi Betty
Hubby and I are both on Full Aged Pensions in Australia
We both get the same amount each fortnight.

I think you have to have savings of quite a lot before they lower it.
If you rent a property you also get Rent Allowance each on top of that. If you own your own home you don't get that

You are also allowed to earn a little each fortnight but because we have an Allocated Pension that makes up the amount we can earn. Allocated Pension is what we took out with our Super when we retired.We put the money into a Low Risk Scheme which makes us money as well as paying us a sum each month which helps with our Pensions. We are only allowed to take a certain amount out of it. If we want a lump Sum say to go on Holidays then we are Taxed on it.

Hubby also gets a small amount each month from U K as he worked there for quite a few years before we Emigrated. I don't get that I didn't work there long enough.

The Uk Pension always stays the same so Betty you are correct in saying it doesn't change as the Pensions are adjusted in other countries other than UK.

We have a reasonably comfortable income but we naturally can't buy the things we did when working. Have to tighten the belt on some things lol
I know it doesn't help you Betty just thought you would like to know how it is in Australia
Regards
Jackie

I get a letter from the "Pension Service" at the end of January every year telling me what my pension will be from the following April and it shows how it is made up.

Surely I am not the only one !!

Elizabeth

Hi Jackie,

Pension's sound ok in Australia then!!

Elizabeth I have never had a letter saying what my pension is in the past 2 years. You are lucky if you get that, you must be in England I think not Scotland.

Betty

I get about £34 a week based on my national insurance
contributions., im 60 and mostly worked part time
My husbands retires in two years age 65 so i may be able to claim a bit more ..
I use to think you could claim a full pension on your husbands contributions when he retired, but now im not sure

Chris

Hi ฿µdğîé,

I have coped and pasted that address http://www.direct.gov.uk/en/index.htm
and added to my favourits thanks for the link!!

Chris,

I am sure you will get full pension when your hubby is 65 but best to check the link ฿µdğîé has listed just to be sure!!

Betty

Jackie, it always seems so mean that when you have paid your contributions they don't alter when you move to Australia, NZ, Canada and SA, but they do if you move to USA, EU and one or two others as you are not taking anything that you wouldn't have got if you had stayed here. Same with being kicked off the NHS, even though you have paid in full and are still paying tax and NI contributions into the system.
If you are an illegal immigrant, you get everything.

Rosalind

How true is that Rosalind

Same here Illegal Immigrants get Full Benefits and Accomodation.

When we came to Oz if you didnt have relatives here then you either stayed in a Hostel or paid through the nose for Accomodation. Luckily for us we did have relatives to stay with.

I remember My Mothers sister (My Aunt) lost her hubby and wanted to come out to Australia to live and be closer to my Mum. Happy to pay her own Fare and everything. Not a £10 Pom
She didn't want the Aussie Government to pay her a pension. She was comfortably off and could pay her own way. They wouldn't let her into he Country as a Resident.

Sadly they have both passed away now. It would have been nice for them to spend some years together before their deaths though

Makes me so angry when you see the Boat People and Illegal Immigrants allowing to stay with all the benefits

Regards
Jackie

I have just been onto the site given in a reply and used the pension age calculator.

I have to say I was a bit surprised as I had always thought I would be 60 before the changes came into force but appently not! I can get my pension when I am 64 years and 5 months. This will be 5 months after my husband who is a year older than me!! I know it won't work like that as we will get a joint pension.

Could be worth checking though for anyone in their 50's.

Jacky

You are lucky Jacky, I will be 68 when I get mine. They are going to push both up to 70. Mind there won't be any left when I get there!!

Rosalind.

But Rosalind you will stil get as much as me because living in that lovely warm climate you will live longer!!

Jacky :-)

Hi Everyone,

Sorry I didn't notice more people had posted messages and added to the thread, sorry for not coming back until now but thanks everyone for you input and information on pensions too.

Betty