General Chat

Because my garage roof has just caved in with the weight of melted snow and I fear I am in the mood to tell more than several people EXACTLY why they are .................. :-P

ROSE ROSE,,,,,,,

Save your Roller,Bentley and Porche,,,,,,,,, ;-) :-D :-D :-D.

oh my word,,,,,,are there any men about to help you,?

You called misses?

What the hell? Is it safe from further collapse?

snorts lol, the only roller that's in there is a paint roller Kay :-D

I will have to phone the insurance company in the morning and see if I am covered... but the gentleman from next door but two has had a look and has kindly offered to put up a beam if the insurance co' don't cover the work. In the meantime Dan has been clearing snow and water off it to lighten the load.

It never rains but what.....

I think so Sue, but I am not standing under it lol.

So sorry to hear this Rose hope you can get everything sorted, this is certainly not what you needed :-( <3

It never rains but it snows ;-)

Hope the insurance are willing to cover it.

Good luck with the insurers, our claim is still being evaluated after the storm damage to our roof a few months ago :-(

Now you could make yourself feel better by telling a few home truths ;-) just wait till I have my cup of tea ready.

*throws tape in the bin* :-D <3

Thankyou ladies, just looking at my policy and unfortunately even if they did cover it I have a £250 excess :-(

Ouch!!! :-(

That is an 'ouch' Rose :-(

bloody hell..£250 ....for that you could get a local man than can.

but worth having a word Rose,just incase that covers the house roof ,,,,,

I'd cancel hat policy toute suite - £250 excess - they're having a giraffe!!!!!

It's not a bad policy, that's the thing Ann, I could have had a zero excess but could not then have afforded the policy at all...it was the best overall value for the money.

So sorry to hear this, RR



most of our policies here have deductibles of at least $1000 ........ which translates to about double yours, RR


so I would say that you have a good deal



although that doesn't make it any easier for you.


There would be a difference if you were renting a house here ................. coverage of the house would then be the responsibility of the owner, and the renter responsible for insurance coverage or his/her own belongings.


Our house insurance has a $2500 deductible, although the insurance does include coverage for fire, flood and earthquake.

The contents have no deductibility, which is why we got full replacement value to buy a new generator when ours was stolen