General Chat

thanks hun .i not checked me mail lolol.xx

ooooooooo thanks kay.will do that now.xxx

Joyous,~~~~~
write now !and keep a copy ,say you are putting it in the hands of the debt recovery Ombusdman, address can be got from CAB.......,,,,and they will be hearing from him,

They will need to produce all documentation regarding this,if they havnt kept any records then they wont be bothering you anymore.!!!

that letter is a scare threat,and if they carry it out and someone calls then big charges will be added.

thing is jean its like a ball and chain to me .15 quid is all it is ,hell i got that in me loose change.but he says no way.....its all dodgy and let um come when hes in.well thanks hubby thats really gonna make me feel better.lol

Stick to your guns, Joy.

http://www.goingdebtfree.co.uk/debt-collectors-and-your-rights.html

ive also been reading this

heres a strange one.for the last 3 years ive been hassled by debt collectors .get ready for it....for 15.76.apparently it was from 3pay phones services .my DIL always sorts my mobiles out.and i changed from 3pay to tmobile when my contract ran out.[she worked for a phone company]while i never recieved any mail saying i owed this ...lets face it 15 quid is hardly alot of cash.also my DIL said mom you dont owe anything ,you were changed over when your contract ran out .you owe nothing.that was maybe at least 4 yrs ago.since then i have had one debtor after the other giving me hassle .now ...if i owed it i would happily pay it.3pay said oh weve sent the debt to debt collectors .i asked what it was for and was told its a normal fee.again DIL said mom you owe nothing.and so it goes on.......every month a new debtor makes threats .
the latest letter says OUR RECOVERY AGENTS MAY NOW ATTEND YOUR PREMISES WITHOUT ANY FURTHER WARNING TO COMMENCE RECOVERY PROCEEDURES.
personally its worth 15 quid to get um to go forth and multiply ,but hubby says not a ffffffff chance.so .......any suggestions puleeese.