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Dont know what to do

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ProfilePosted byOptionsPost Date

Sally Moonchild

Sally Moonchild Report 12 Jul 2008 12:20

Sorry Grannie, to be another one of the noes.......I cannot see that this in in your interests at all......if anything went wrong it would be all down to you......and it is wrong of her to ask you this, as she must know you have being going through some hard stuff recently.....

Time to say no to this one Grannie......x

Taff

Taff Report 12 Jul 2008 12:25

Grannie, if your not sure how to tell her, then try saying that your own credit rating isnt that good either!
And please head what everyone else has advised you , also the legal side, regarding sub letting, thats a deffinate NO NO! She is in fact asking you to break the law!!

~~~Secret Red ^^ Squirrel~~~ **007 1/2**

~~~Secret Red ^^ Squirrel~~~ **007 1/2** Report 12 Jul 2008 12:31

Shelter's website in case she needs it:

http://england.shelter.org.uk/

Deanna

Deanna Report 12 Jul 2008 12:32

Sorry Grannie..... no way.

I have not read all the answers, but that is mine.... good luck.

Deanna X

InspectorGreenPen

InspectorGreenPen Report 12 Jul 2008 13:01

Remember also that a guarantor is personally liable for any debt and can be sued in court for non-payment, so it is far more reaching than just doing a friend a favour.

Good luck, and I would stick by your decision, if I were you.

Merlin

Merlin Report 12 Jul 2008 14:35

Annie its big NoNo,friend or no friend,its trouble,keep well out of it,If she wants a Flat she should do it through an agent.My Son went that way,( It was Family and he would,nt listen to advice ) cost him a lot of money.so keep well away. **M**.

Researching:
Vlad the Impaler and Dracula. Wend,Prickly,Island,GG.+CC.+DIZZY & Mersey.

~flying doctor~

~flying doctor~ Report 12 Jul 2008 21:22

My son asked me to be guarantor years ago and I said no I also let my mothers house to my grandson and he didnt pay the rent bad feeling all round and lots of sleepless nights for me. Don't do it. Elaine.

Grabagran

Grabagran Report 12 Jul 2008 21:31

Hope you def say no. But having said that, I took my daughters car on my name, but she had already been paying for the car she had. She has never been refused credit since she was 18, and then she was told it was because she hadn't built up a credit rating.

I have no fear she won't pay it, cos it's registered in her name, and I can change the payments into her name at any time. Her car is her pride and joy, so she knows if she don't pay for it, she won't have it.

Wouldn't do it for any other family member or friends family though.

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